CFPB and SMAART Compliance

On October 13, 2011, the Consumer Financial Protection Bureau issued its Supervision and Examination Manual Version 1.0 detailing its expectations for financial institution compliance management set out as follows:

  • Board and management oversight
  • Compliance Programs
    • Policies and procedures
    • Training
    • Monitoring and corrective action
  • Response to consumer complaints
  • Compliance Audit

These elements are a direct translation of SMAART Compliance:

  • Implementation of a System of policies and procedures
  • Monitoring and corrective action
  • Assessment: Compliance Audit and Risk
  • Accountability to board and management oversight
  • Response to consumer complaints
  • Training 

 

Does the re-mapped SMAART format help you prepare for CFPB examination?

   

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